Aadhar Housing Finance Limited — Investor Meet, 12-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Aadhar Housing Finance has announced a board meeting on the financial results for the quarter and half-year.

Aadhar Housing Finance’s AUM reached INR 25,531 Cr, up 21% YoY, driven by retail secured loans (56% portfolio) with average ticket size of INR 10 lakh. Q4 PAT grew 21% YoY to INR 245 Cr; disbursements rose 16% to INR 8,192 Cr. GNPA improved to 1.05% with steady collections. Borrowings increased 17% to INR 16,388 Cr, including the first ECB issuance. Cost-to-income ratio improved to 36.4%; liquidity stood at INR 2,200 Cr. Management targets 20-21% growth in AUM and PAT for FY’26, focusing on emerging markets with differentiated yields and stable credit quality.