Capri Global Capital Limited — Investor Meet, 13-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Capri Global Capital reported strong FY25 with consolidated AUM at INR22,857 Cr, up 46% YoY, led by gold loans (+130% to INR8,042 Cr) and steady growth in MSME, housing, and construction finance. Q4 disbursements rose 41% to INR8,389 Cr. Net interest income grew 49% YoY to INR381 Cr, with non-interest income at 27%. Cost-to-income improved to 54.8%, RoE at 16.9% in Q4. Asset quality stable with gross Stage 3 at 1.5%. Focus on AI-driven digital growth and branch expansion (1,111 branches). Targets 27–30% CAGR AUM to INR50,000 Cr by FY28, steady RoE ~16%, and may raise INR2,000 Cr capital pending market conditions.