Capri Global Capital Limited — Important, 13-05-2025: General Updates

Capri Global Capital is scaling fast with a 49% AuM CAGR, reaching ₹22,860 Cr and ₹478 Cr PAT. Its portfolio is 80%+ retail secured loans across MSME, Housing, Micro LAP, Gold, and Construction Finance, targeting underbanked Tier 2-4 cities. Operating 1,111 branches, it uses AI-driven tech for underwriting and collections with 100% in-house recovery. Strong asset quality with GNPA at 1.53% and PCR at 41.74%. Diversified borrowings and ~18% co-lending boost fee income, margin expansion, and profitability.