Bank of Baroda — Important, 14-05-2025: General Updates

Bank of Baroda has announced a board meeting to consider the financial results for the quarter and half-year. Domestic advances rose 13.7%, retail loans grew nearly 20%, and global deposits increased 10.3%. Q4 profit after tax was ₹5,048 Cr; full-year PAT reached a record ₹19,581 Cr (consolidated over ₹20,700 Cr). Asset quality improved with gross NPA at 2.26% and credit cost down to 0.47%. CASA ratio stayed near 40%, and domestic NIM held strong at 3.18% despite margin pressure from rising deposit costs.