Paisalo Digital Limited — Investor Meet, 14-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Paisalo Digital’s AUM grew 14% to ₹5232.8 Cr, revenue rose 17% to ₹771.1 Cr, and PAT increased 11% to ₹200.1 Cr, aided by operating efficiencies and controlled credit costs despite a slight rise in GNPA/NNPA to 0.99%/0.76%. Customer base jumped by 1.52 million to 9.45 million, with 3,565 touchpoints across 22 states. Business transformation and AI integration are progressing, expected to mature in four quarters. Capital adequacy is strong at 39.16%, with ROE at 12.96% and ROA at 3.89%. Management focuses on volume growth, cost control, and maintaining a solid balance sheet with cautious optimism for FY26.