Suryoday Small Finance Bank Limited — Investor Meet, 14-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Suryoday Small Finance Bank crossed ₹10,000 Cr in advances (₹10,251 Cr, +18.5% YoY) and deposits (₹10,580 Cr, +36% YoY), with retail deposits at 81.1% and CASA at 20.9%. Disbursements rose 33.6% in mortgages and wheels, while inclusive finance now forms over half the advances. FY25 credit costs stood around 1.7%-1.8%, with GNPA at 7.2% and net NPA at 4.6%. FY26 targets include 30%-35% loan growth, GNPA below 5%, credit cost near 1%, and ROA/ROE of 1.5%-1.6%/11%-12%. Digital deposits and MSME growth are key focus areas.