The Karnataka Bank Limited — Updates, 14-05-2025: Press Release

Karnataka Bank’s business hit a record Rs. 1.83 lakh Cr. Reported FY25 net profit dipped 2.6% YoY due to accounting changes, but adjusted profit rose 12.3%. Retail advances surged 15.4% to Rs. 39,273 Cr, supported by a 7% increase in deposits and 6.35% growth in CASA. Asset quality improved with GNPA easing to 3.08% and PCR rising to 81.42%. NIM compressed by 33 bps amid macro challenges, while the bank boosted its digital and retail focus, setting up for steady growth.