HDFC Asset Management Company Limited — Others, 14-05-2025: Portfolio

HDFC Mutual Fund’s portfolios mainly invest in government securities and state development loans with sovereign ratings, ensuring low credit risk but varying interest rate sensitivity across schemes. Fixed maturity plans focus on SDLs and GOI STRIPS with yields around 6%-6.3%, matching their tenure durations. Equity ETFs and index funds concentrate on key sectors like financial services, IT, pharmaceuticals, and consumer goods, holding major banks and IT leaders. Commodity ETFs track physical gold and silver with about 98% asset allocation. These funds avoid below-investment-grade securities and derivatives, offering retail investors diversified, low-risk fixed income and sector-focused equity options.