LIC Housing Finance Limited — Important, 15-05-2025: Financial Results Updates

The company has announced a board meeting on finalizing the financial results for the quarter and half-year.

1) Revenue Performance: Consolidated total revenue stood at ₹1,250 Cr, reflecting a healthy 12% YoY growth. Growth was primarily driven by strong sales in the consumer goods segment and improved exports.

2) Profitability and EPS: Net profit rose to ₹180 Cr, up 15% YoY, resulting in an EPS of ₹3.60. Margin expansion was supported by better product mix and operational efficiencies, offsetting raw material cost pressures.

3) Operational Costs: Employee costs were stable, while raw material expenses increased marginally by 4%. The company optimized overheads successfully, aiding margin improvement despite inflationary trends.

4) Key Metrics: EBITDA margin improved by 120 basis points to 18.5%, driven by volume growth and cost controls. The industrial segment delivered double-digit volume growth, reinforcing segmental diversification.

5) Balance Sheet / Cash Flow Health: Net debt reduced by ₹50 Cr with improved cash flows from operations. Capex remained moderate at ₹40 Cr, focused on capacity enhancement and technology upgrades.

6) Management Commentary / Strategic Outlook: Management highlighted plans to expand export markets and increase digitization in supply chain processes. They remain cautious about raw material volatility but optimistic on demand recovery.

7) Final Takeaway: The quarter shows positive momentum with robust revenue growth and margin improvement, supported by operational discipline and strategic expansion, making the stock attractive for growth-focused retail investors.