ESAF Small Finance Bank Limited — Updates, 16-05-2025: Press Release

ESAF Small Finance Bank has announced a board meeting on the financial results for the quarter and half-year. Secured loans now constitute 52.84% of the portfolio, with gold loans nearly doubling to ₹5,734 crore. CASA deposits rose 28% YoY to ₹5,783 crore, lifting the CASA ratio to 24.8%. Total business grew 8.6% to ₹42,919 crore. The bank reported a ₹183 crore loss, driven by higher provisions of ₹332 crore for stressed microloans. Asset quality remains stable with a Net NPA of 2.9% and PCR at 80.5%. Capital adequacy stands healthy at 21.8%.