Muthoot Finance Limited — Investor Meet, 17-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Muthoot Finance has announced a board meeting on the financial results for the quarter and half-year. Consolidated loan AUM hit a record Rs.1.22 lakh Cr, up 37% YoY, with PAT rising 20% to Rs.5,352 Cr. Standalone AUM grew 43% to Rs.1.08 lakh Cr; PAT increased 28% to Rs.5,200 Cr. Gold loan AUM crossed Rs.1 lakh Cr, up 41%. Dividend declared at 260% FV. Subsidiaries showed strong performance: Belstar PAT at Rs.46 Cr; Muthoot Home Finance loan book grew 47% to Rs.2,985 Cr; Muthoot Money AUM surged 248% to Rs.3,903 Cr. Management guides 15% gold loan growth for FY26 amid rising competition, stable yields (~18.5%), and steady spreads (9–10%). Branch expansion continues with 115 new approvals. Focus remains on core gold loans, digital adoption, and customer innovation, with controlled credit costs and cost pressure manageable. Tone is confident with prudent risk management.