Repco Home Finance Limited — Investor Meet, 23-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Repco Home Finance’s Q4 disbursements rose 28% QoQ to Rs. 975 Cr, with full-year sanctions at Rs. 3,519 Cr and disbursements at Rs. 3,284 Cr. AUM grew 7% YoY to Rs. 14,492 Cr. GNPA improved to 3.26%, net NPA at 1.32%. Net profit increased 11% YoY to Rs. 439 Cr; NIM at 5.15% with a 3.3% spread. Branch network expanded by 21 (total 233), including outside Tamil Nadu, with plans for 14 new branches and 12% AUM growth next year. Focus on reducing GNPA below 2.5%, diversifying funding, and strengthening credit appraisal for sustainable growth and stable margins. Dividend proposed at Rs. 4/share.