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Karur Vysya Bank’s total business grew 14% to Rs. 1.87 lakh crore, driven by 14% growth in both advances and deposits. Retail, Agriculture, and Micro loans expanded 20%, making up 86% of advances, while corporate lending fell 14%. NIM stood at 4.09%, supporting a 20% rise in operating profit to Rs. 3,212 Cr and PAT of Rs. 1,942 Cr. Asset quality remains strong with GNPA at 0.76%. Digital transactions more than doubled, now 98% of total transactions. FY26 outlook targets 2%+ credit growth above industry, stable margins, low GNPA, and cost-income around 50%. Focus on RAM growth, selective corporate lending, and branch expansion.