The Motor & General Finance Limited — Results, 28-05-2025: Integrated Filing- Financial

The Motor & General Finance has announced a board meeting on May 28, 2025, to approve the financial results for the quarter and half-year.

1) Revenue Performance: Total standalone income rose 13.2% YoY to ₹9.93 Cr, driven solely by its lease/renting/sale of immovable property segment.

2) Profitability and EPS: Net profit increased 19.5% YoY to ₹1.67 Cr, with EPS improving to ₹0.43 from ₹0.36. Operating profit before tax edged down slightly to ₹1.19 Cr but margins improved, supported by steady revenue and expense control.

3) Operational Costs: Total expenses rose to ₹8.74 Cr from ₹7.38 Cr, mainly due to higher other expenses. Employee benefit costs remained stable, while finance costs were reduced by more than half to ₹0.20 Cr, indicating better cost efficiency.

4) Key Metrics: Depreciation stayed flat at ₹1.13 Cr. Other comprehensive income was positive at ₹0.06 Cr. Operating cash flow remained stable at ₹0.95 Cr.

5) Balance Sheet / Cash Flow Health: Borrowings fell significantly by ₹1.22 Cr, signaling deleveraging. Cash balance improved slightly to ₹0.06 Cr. Capex was negligible at ₹0.005 Cr, indicating no major expansion plans now.

6) Management Outlook: No explicit commentary, but steady profit growth and lower finance costs suggest a focus on disciplined financial management.

Final Takeaway: The company shows steady financial momentum with moderate top-line and profit growth, better cost control, and a stronger balance sheet—suitable for conservative investors seeking stable income from real estate leasing.