Punjab National Bank — Important, 04-06-2025: General Updates

Punjab National Bank’s consolidated business grew 14% to ₹26.83 Lakh Cr, driven by 14.4% deposit and 13.6% advance growth. Retail, agriculture, and MSME loans rose nearly 16%. Asset quality improved sharply with GNPA down 178 bps at 3.95%, and net profit doubled to ₹16,630 Cr. Operating profit increased 7.6%, while capital ratios remain strong (CAR at 17.05%, CET-1 at 12.38%). Digital banking expanded with 8 new units, supporting growth and customer reach. CSR efforts focused on education, health, environment, and rural development.