Unifinz Capital India Ltd — Others, 08-07-2025: AGM/EGM

Unifinz Capital India Limited has announced a board meeting to consider the financial results for the quarter and half-year. The company also submitted its annual report and notice for the 42nd Annual General Meeting (AGM), to be held via video conferencing. Key updates include an increase in authorized share capital to ₹90 Cr, appointment of M/s R Gopal & Associates as statutory auditors replacing M/s VR Associates, and approval sought for raising borrowings up to ₹450 Cr with related security creation. The annual report highlights a strong business performance with total revenue of ₹121.35 Cr, profit after tax of ₹20.06 Cr, and loan book of ₹95.05 Cr. The company operates as a technology-driven digital NBFC offering unsecured personal loans in 498 cities across India under the brand lendingplate, focusing on underbanked segments. Board composition includes experienced independent directors, with a focus on governance, risk management, and digital transformation. The company reported significant growth in disbursements and customer base, maintained a GNPA of 1.35% and NNPA of 0.51%, and demonstrated robust capital adequacy with CRAR at 52.48%. It complies with RBI and SEBI regulations and has implemented comprehensive risk management and internal control systems. No material litigation or regulatory non-compliance is reported. The company has expanded its paid-up capital significantly during the year through preferential allotments and warrant conversions. Interim dividend of ₹0.50 per share was declared. The management continues to prioritize customer-centric digital lending, credit quality strengthening, and operational efficiency amid evolving macroeconomic conditions.