Unifinz Capital India Ltd — Others, 08-07-2025: Others

Unifinz Capital India Limited has announced a board meeting to take up the financial results for the quarter and half-year ended March 31, 2025. The company operates as a technology-driven NBFC focusing on unsecured personal loans under its digital platform “lendingplate,” serving customers across 498 cities in India. For FY 2024-25, Unifinz reported a significant revenue jump to Rs. 121.35 Cr from Rs. 29.80 Cr the prior year, delivering a PAT of Rs. 20.06 Cr vs. a loss earlier. Total loan book increased to Rs. 95.05 Cr with strong asset quality (GNPA at 1.35%, NNPA 0.51%) and healthy coverage (PCR 61.97%). The company raised equity capital through preferential allotments, increasing paid-up capital to Rs. 88.5 Cr. Borrowings stood at Rs. 32.94 Cr, supporting growth. Management highlighted digital integration, customer-centric approach, and strong corporate governance. Auditors changed during the year; M/s R Gopal & Associates appointed as statutory auditor, subject to shareholder approval. The company continues compliance with RBI regulations and focuses on expanding its presence.