5Paisa Capital Limited — PPTs, 08-07-2025: Investor Presentation

1. Financial Highlights:

5paisa reported revenue of ₹77.8 Cr for the quarter with broking income at ₹35.6 Cr, up 9% and 4% QoQ respectively. Profit after tax stood at ₹11.5 Cr, a 15% increase QoQ, contributing to a PAT margin of 15%. Average daily turnover surged 17% QoQ to ₹2.25 trillion, while mutual fund AUM rose 13% QoQ to ₹1573 Cr. The customer base reached 49.1 lakh (up 2% QoQ), and app users climbed to 22.3 million. Net worth was ₹616 Cr, showing steady growth. Cost-to-income ratio improved slightly to 80%.

2. Strategic Initiatives & Growth Drivers:

5paisa continues investing heavily in technology and platform enhancements, with over 33% of employees in tech roles. Key initiatives include the AI-driven trading assistant Xstream API, revamped mutual fund platform for easier onboarding, and a social trading community to boost engagement. Expansion into margin trading (MTF - Pay Later) and derivatives client growth remain focal points. Client acquisition remains robust, supported by strong brand building and frictionless onboarding experiences.

3. Business Developments:

The platform enhanced features for derivatives traders including advanced option chain analytics, chart-based order execution, and comprehensive F&O data tools. IPO application capabilities now extend to non-account holders, broadening acquisition funnels. Customer service redefined with AI-led query resolution, yielding a high 94% satisfaction score and app rating sustained at 4.3 stars.

4. Market Position & Competitive Advantage:

5paisa leverages a scalable digital business model tailored for active traders and investors, supported by strong financial stability (net worth >40% of client funds). Its differentiated tech stack, broad product suite, omni-channel client engagement, and branded community efforts position it well among discount brokers in India. Rapid growth in active clients and derivatives turnover highlights traction in key market segments.

5. Investor Implications:

The company demonstrates positive growth potential driven by technology investments and expanding client monetization channels, particularly in F&O and mutual funds. Healthy QoQ revenue and profit improvements support optimistic near-term prospects. Execution risks remain around sustaining client acquisition in a competitive environment and navigating regulatory developments affecting volumes. Overall, 5paisa’s digital-first strategy and diversified revenue streams underpin a compelling growth trajectory for investors.