Kotak Mahindra Bank Limited — Important, 09-07-2025: General Updates

Kotak Mahindra Bank has announced a board meeting on 2nd August, 2025 to consider the financial results for the quarter and half-year. The bank reported consolidated net profit of ₹22,126 crore for FY 2024-25, up 21.5% YoY, with a strong return on equity of 15.2% and a capital adequacy ratio of 23.3%. Advances increased 13.5% YoY, deposits rose 11% YoY, and CASA ratio stood at 43%. The bank lifted regulatory restrictions on digital onboarding and credit card issuance after addressing IT concerns. The diversified business model, robust technology upgrades, enhanced customer-centric digital platforms, and focus on sustainable growth underpin Kotak’s strong performance and outlook. Key subsidiaries showed steady growth despite microfinance sector stresses. Proposed dividend is ₹2.50/share.