Ugro Capital Limited — Others, 10-07-2025: Shareholders meeting

UGRO Capital has announced a board meeting on 8th August 2025 to consider the financial results for the quarter and half-year. The company reported a strong FY25 with AUM crossing ₹12,000 Cr, a 33% YoY increase, and loan disbursements of ₹7,651 Cr, up 30%. Profit after tax rose 21% to ₹144 Cr. UGRO’s portfolio maintains healthy asset quality with GNPA at 2.3% and NNPA at 1.6%, supported by a 47% provisioning cover. The company expanded its Emerging Market branches to 235, contributing 22% of AUM, and grew its embedded finance platform MyShubhLife to ₹743 Cr AUM. Capital adequacy remains robust at 19.4% CRAR, with diversified borrowings of ₹6,904 Cr at a 10.6% cost. UGRO raised ₹1,265 Cr equity via CCDs and warrants in FY25. The company continues to focus on data-driven MSME lending, leveraging its patented GRO Score model and co-lending partnerships with 17 banks and NBFCs, with off-book AUM at 42%. No material regulatory or legal issues were reported.