Axis Bank Limited — Credit Ratings, 15-07-2025: Credit Rating

CRISIL has assigned an 'AAA/Stable' rating to Axis Bank's new 8,000 Cr Infrastructure Bonds, while reaffirming existing debt instruments at 'AAA/Stable', 'AA+/Stable', and 'A1+'. This reflects the bank's robust capital position, with net worth at 1,79,725 Cr as of FY25, healthy resource profile featuring 41% CASA deposits, and strong market standing as a top-tier private sector bank. Although asset quality is considered average, it shows an improving trend with Gross NPA at 1.28%. The stable outlook signifies low credit risk, enhancing investor confidence and potentially lowering borrowing costs, granting the bank ample strategic flexibility for future growth.