Union Bank of India — Updates, 19-07-2025: Press Release

Union Bank of India's Board approved strong financial results for the quarter. Net Profit jumped 11.87% YoY to ₹4,116 Cr, driven by 3.53% YoY interest income growth. Total business expanded 5.01% YoY to ₹22,14,422 Cr, with gross advances up 6.83% YoY. The critical RAM segment (Retail, Agri, MSME) grew 10.34% YoY, led by robust retail (25.63%) and MSME (17.65%) loan expansion. Asset quality improved significantly: Gross NPA reduced to 3.52% (down 102 bps YoY) and Net NPA to 0.62% (down 28 bps YoY). Capital Adequacy (CRAR) strengthened to 18.30%.