Bank of Maharashtra — Investor Meet, 21-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Bank of Maharashtra reported consistent Q1 FY2026 financial results, with NIM at a strong 3.95%, supported by high CASA (50%+) and MCLR repricing benefits that offset repo rate cuts. Total business grew 15% year-on-year to ₹5,46,000 Cr, and yield on advances stood at a healthy 9.28%. Slippages were ₹727 Cr, primarily from the agri segment, with ₹240 Cr already upgraded. The bank maintains robust asset quality through stringent underwriting. Management is focused on pan-India expansion with "Project 321" for new branches and expects to commence business at GIFT IBU in Q2. CRAR is strong at 20.5% and NNPA at 0.18%. Management expresses confidence in achieving full-year guidance for profitable and sustainable growth.