Mahindra & Mahindra Financial Services Limited — Updates, 22-07-2025: Press Release

Mahindra Finance reported Q1 PAT growth of 3% YoY to ₹530 Cr, with its loan book expanding 15% YoY to ₹1,22,008 Cr. Disbursements saw a 1% YoY increase, driven by a 21% rise in tractor financing. Asset quality remained stable, with Stage 3 assets at 3.8%, and liquidity is robust at over ₹10,100 Cr. The company is actively diversifying, with its non-vehicle finance portfolio growing 30% YoY, including a 28% increase in SME lending. Operational efficiency is improving via a new Cloud LMS and centralized processing centers, aiming for enhanced customer experience.