Jana Small Finance Bank Limited — Updates, 22-07-2025: Press Release

Jana Small Finance Bank reported strong Q1 FY26 results with PAT at ₹102 Cr, even after an accelerated provision of ₹150 Cr. Advances grew 16% Y-o-Y to ₹29,930 Cr AUM, while deposits surged 24% Y-o-Y. The secured loan book increased 36% Y-o-Y, now comprising 71% of total assets, highlighting a robust portfolio shift. Asset quality remains stable with GNPA at 2.8% and NNPA at 0.9%. Critically, the bank also filed its application for a Universal Bank license, a major strategic move for future growth.