Indian Railway Finance Corporation Limited — Updates, 22-07-2025: Press Release

Indian Railway Finance Corp. (IRFC) delivered its strongest-ever Q1 FY2025-26. Total income surged to ₹6918.24 Cr, with Profit After Tax climbing 10.71% to ₹1745.69 Cr – both company bests. Net interest margin improved to 1.53%, reflecting strong lending spreads. The balance sheet strengthened with debt-to-equity at 7.44 and continued zero non-performing assets, underscoring operational efficiency. Net worth reached €54,423.96 crore. This performance follows IRFC gaining Navratna status, boosting strategic flexibility for its IRFC 2.0 growth plan within the broader railway ecosystem.