Ujjivan Small Finance Bank Limited — Board Meeting, 24-07-2025: Outcome of Board Meeting

Ujjivan Small Finance Bank has announced a board meeting where it approved the financial results for the quarter ended June 30, 2025. The Bank reported a net profit of Rs 103.22 crore for the quarter. While this shows growth from Rs 83.39 crore last quarter, it's a significant drop from Rs 301.08 crore year-on-year, primarily due to higher provisions. Gross NPAs were 2.52%, with Net NPAs at 0.70%. The Capital Adequacy Ratio remained strong at 22.77%. A key strategic update is the Bank's application for a Universal Banking License with the RBI in February 2025.