Ujjivan Small Finance Bank Limited — Updates, 24-07-2025: Press Release

Ujjivan Small Finance Bank reported Q1FY26 profit of ₹103 Crore, up 24% QoQ. Gross loan book grew 11% YoY to ₹33,287 Crore, with a 63% YoY surge in the secured book, now 46% of total loans, showing increasing diversification. Deposits rose 19% YoY to ₹38,619 Crore, with retail TD + CASA contributing 72%. Collection efficiency remained strong at 99.3%. The bank added 1.1 lakh new micro banking customers and migrated many to secured products, focusing on sustainable growth. Cost of funds is expected to decrease. The bank anticipates ~20% advances growth for FY26.