ICICI Bank Limited — Investor Meet, 24-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Bank reported strong Q1 FY2026 financial results. Net Profit After Tax jumped 15.5% YoY to ₹12,768 Cr, driven by a 10.6% rise in Net Interest Income to ₹21,635 Cr. Net Interest Margin stood at 4.34%, with management expecting slight compression due to rate cuts, offset by deposit repricing.

Domestic loans grew 12.0% YoY, outpacing the system, led by a robust 29.7% surge in business banking. Retail loan growth moderated to 6.9%. Asset quality remains strong with Net NPA at 0.41% and 75.3% coverage. The bank is well-capitalized, focused on risk-calibrated growth and deepening customer ties.