Suryoday Small Finance Bank Limited — Updates, 24-07-2025: Press Release

Suryoday SFB saw a mixed quarter. Strong balance sheet growth: Gross Advances rose 20% YoY to ₹10,846 Cr, and Deposits increased 39% to ₹11,312 Cr. Profit After Tax dipped to ₹35.3 Cr, with pre-provision operating profit down 24.5%. Asset quality declined, with GNPA at 8.5% and NNPA at 5.6%; however, ₹584 Cr receivable under the CGMFU scheme largely covers NNPA. A strategic portfolio shift continues, with Non-Inclusive Finance loans now exceeding 52% of advances, driven by secured retail segments like mortgages and wheels.