Capital Small Finance Bank Limited — Investor Meet, 25-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Capital Small Finance Bank delivered stronger Q1 FY26 results with total deposits reaching ₹9,110 Cr (+17.1% YoY) and gross advances at ₹7,437 Cr (+16.4% YoY). Profit After Tax (PAT) grew 7% to ₹32 Cr, driven by 24% operating profit growth and a 38% increase in non-interest income, maintaining a stable Net Interest Margin (NIM) of 4.1%. Asset quality remains strong, with Gross NPAs at 2.7% and Net NPAs at 1.4%, and 99.8% secured loans. Management emphasizes building a granular, high-quality loan book and strengthening its retail deposit franchise for sustainable value.