Yes Bank Limited — Investor Meet, 25-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

YES Bank posted strong Q1 FY26 results with Net Profit up 59.4% YoY to INR 801 Cr and PPOP up 53.4% to INR 1,358 Cr. ROA improved to 0.8%. Asset quality remained healthy with Gross NPA stable at 1.6% and Net NPA at 0.3%. NIM edged up to 2.5% from 2.4% a year ago, aided by reduced high-cost borrowings and a INR 7,000 Cr reduction in RIDF deposits. Advances grew 5% and retail/branch-led deposits a strong 20% YoY. The bank aims for 1% ROA by FY26 exit, focusing on profitable credit growth and cost discipline, expecting near-term NIM pressures to normalize. Digital initiatives are gaining traction.