Kotak Mahindra Bank Limited — Important, 26-07-2025: General Updates

Kotak Mahindra Bank reported Q1FY26 consolidated PAT of ₹ 4,472 Cr, up 1% YoY. Group AUM rose 18% to ₹ 750,143 Cr, with Book Value/Share up 17%. The Bank's standalone PAT dipped 7% to ₹ 3,282 Cr. NIM was 4.65%, CASA 40.9%, and NNPA improved to 0.34%. Subsidiaries propelled growth: AMC & TC PAT soared 86%, Prime's PAT up 17%. Overall advances grew 13%, but credit cards and retail microcredit declined. Credit costs rose significantly. Digital initiatives scaled across segments.