Central Bank of India — Investor Meet, 28-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Central Bank of India reported strong Q1FY26 financial results, with Net Profit at Rs. 1,169 Crore, ROA at 1.02%, and Net NPA significantly down to 0.49%. Total business grew 10.84% to Rs. 7,04,000 Crore, driven by total deposits of Rs. 4,28,000 Crore and a 15.71% increase in the profitable RAM (Retail, Agriculture, MSME) portfolio. Management emphasized a focus on bottom-line over top-line, selectively lending to corporates. The bank aims for 14-16% loan growth for FY26 and expects DTA benefits from Q4, boosting ROA. Strategic initiatives in digital channels and co-lending are progressing, and an interim dividend was declared.