Shriram Finance Limited — Investor Meet, 28-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Shriram Finance reported strong Q1 FY26 results. PAT grew 8.84% YoY to Rs. 2,155.73 Cr. AUM increased 16.62% YoY to Rs. 2,72,249 Cr, supported by 13.01% growth in disbursements. Asset quality improved, with Gross Stage-3 at 4.53% and Net Stage-3 at 2.57%. Credit cost dropped to 1.64%. Management targets 8.5% NIM by FY26 end, driven by lower borrowing costs and reduced excess liquidity. Rural economy and used vehicle demand are key growth drivers, with credit cost expected to remain around 2% for the full year.