Punjab & Sind Bank — Investor Meet, 29-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

PSB reported strong Q1 FY26 results: Net Profit up 47.8% YoY to Rs. 269 Cr, Operating Profit up 70.35% YoY to Rs. 540 Cr. Advances grew 13.92% YoY to Rs. 1 lakh Cr. Asset quality improved: Gross NPA at 3.34%, Net NPA at 0.91%, with a low slippage ratio of 0.21%. Management aims for 15-16% credit growth in FY26, focusing on high-yield RAM advances, digital product expansion, and co-lending for substantial growth. The bank is strategically managing margins through proactive deposit rate cuts and portfolio rejigging. Management maintains confidence in achieving full-year targets.