Suryoday Small Finance Bank Limited — Investor Meet, 30-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Suryoday Small Finance Bank reported strong Q1 FY26 growth: gross advances up 20% YoY to ₹10,846 Cr, and deposits up 39% YoY to ₹11,312 Cr, driven by retail and digital channels. Asset quality showed improvement as NPA accretion slowed; GNPA stood at 8.5% and NNPA at 5.6%, with ₹584 Cr claimable under the credit guarantee scheme providing significant cover. Management expects slippages to decline in Q2, targeting 5% GNPA and 3% NNPA (pre-CGFMU claim) by year-end. NIMs are expected at 7.5-8%, with ROA and ROE targets of 1.5-1.6% and 11-12% for the current year. The bank remains confident in sustainable growth by focusing on secured assets and enhancing inclusive finance asset quality.