Karur Vysya Bank Limited — Investor Meet, 30-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

The bank reported Q1 FY26 results showing strong growth: total business up 15% YoY to Rs. 1,96,024 Cr, advances up 6% QoQ to Rs. 89,374 Cr, and deposits up 4% QoQ to Rs. 1,06,650 Cr. The net profit increased 14% YoY to Rs. 521 Cr. Net Interest Margin (NIM) was 3.86%, with FY26 guidance maintained at 3.7-3.75%. Asset quality improved, with Gross NPAs declining to 0.66% and Net NPAs steady at 0.19%. Management is cautiously optimistic, emphasizing RAM segment growth and expecting deposit cost reduction to support NIMs by year-end. A 1:5 bonus issue has been proposed. The bank remains confident in achieving its full-year targets.