Go Digit General Insurance Limited — Investor Meet, 31-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Go Digit reported Q1 FY26 PBT of INR 161 crore and PAT of INR 138 crore. GWP grew 12.1% with strong 40% growth in property business. While overall loss ratio remained stable at 70.3%, the net retention ratio decreased due to increased reinsurance cession in large corporate fire accounts and higher 2-wheeler business mix impacting commission expenses. Management indicated this impact on retention is primarily a one-quarter event and expects it to normalize. The company maintains its focus on profitable growth across diverse segments, aiming for overall healthy ROE. Management expressed confidence in strategic capacity increases and opportunistic underwriting, particularly in commercial lines.