Indian Bank — Investor Meet, 31-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Bank reported a strong Q1 FY26, with Net Profit up 23.69% YoY to Rs. 2,973 crore. Advances grew 11.50% YoY to Rs. 6.01 lakh crore, driven by robust RAM growth (15.93% YoY). Asset quality improved significantly, with Gross NPA at 3.01% (down 76bps YoY) and Net NPA at 0.18%. Management is confident in maintaining full-year NIM guidance of 3.15-3.30% despite rate cuts, supported by repricing of bulk and retail deposits. The bank is expanding its branch network and investing heavily in digital initiatives to boost CASA and business, reflecting a stable and growth-focused outlook.