Poonawalla Fincorp Limited — Investor Meet, 31-07-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Poonawalla Fincorp's Q1 FY26 AUM grew 53% YoY to ₹41,273 Cr, with strong disbursements. Overall credit costs improved to 2.61%; 12 core businesses (80% of AUM) impressively reported 1.43% credit costs, reflecting robust risk management. GNPA remained stable at 1.84%. Management expects Net Interest Margins to reach ~9% within 3-4 quarters. The promoter infused ₹1,500 Cr equity, strengthening the capital base. The company is actively scaling new secured and digital loan products, leveraging AI for underwriting and operational efficiency. Gold Loan and new offerings show healthy traction. Management remains confident in a disciplined, risk-first growth trajectory.