Utkarsh Small Finance Bank Limited — Others, 31-07-2025: Shareholders meeting

Utkarsh Small Finance Bank has announced its Ninth Annual General Meeting on August 22, 2025, to adopt financial results for FY24-25 and consider director and auditor appointments. The bank reported a profit after tax of ₹23.70 crore for FY24-25, significantly impacted by higher provisions. Operating profit remained steady at ₹1,007 crore. Deposits grew 23% to ₹21,566 crore, with retail term deposits up 33% and CASA ratio at 21.8%. The gross loan portfolio increased 7% to ₹19,666 crore, with secured loans now comprising 51%. Gross NPAs rose to 9.43%, but collections improved. Capital Adequacy Ratio stands strong at 20.93%.