Moneyboxx Finance Ltd — Updates, 01-08-2025: Company Update

Moneyboxx Finance reported Q1 FY26 financial results, with Assets Under Management (AUM) growing 23% to INR918 crore. Total income rose 29% to INR59 crore, though profit after tax dipped to INR0.024 crore due to higher credit costs. The company is strategically pivoting towards secured lending, which now constitutes 49% of AUM and 64% of disbursements, aiming for 70% by March 2026. This includes increasing higher-ticket loans (INR0.05 crore-INR0.10 crore) and attracting customers with strong credit scores. Efforts to improve asset quality include a dedicated collection team and legal action as Gross Non-Performing Assets (GNPA) rose to 7.28%. The company also raised INR82 crore via NCDs and launched cattle AI technology, targeting INR1,400 crore AUM for FY26.