Fedbank Financial Services Limited — Investor Meet, 01-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Fedbank Financial Services (FEDFINA) Q1 FY26: Net Profit at INR 75 Cr (up 6.8% YoY). AUM grew 19% YoY to INR 15,697 Cr, driven by strong gold loan growth (39% YoY AUM, 10% YoY tonnage). The company completed assignment of INR 770 Cr business loans, boosting capital. The loan book is now largely secured (44% Gold, 54% Mortgages). Management focuses on profitable growth in gold and LAP, with over 100 new gold branches planned. Credit cost was managed at 0.8%. Outlook remains stable with improving ROA and reduced debt-equity. Management expressed confidence in future performance.