Capri Global Capital Limited — PPTs, 03-08-2025: Investor Presentation

Here's a summary of the attached file:

**1. Financial Highlights:**

AUM surged 42% YoY to ₹24,753.8 Cr. Net Interest Income (NII) grew 38% YoY to ₹415.6 Cr, and PAT soared 131% YoY to ₹174.9 Cr. Operating Profit jumped 115% YoY to ₹311.5 Cr. Cost-Income Ratio improved to 46.5%, NNPA healthy at 1.0%. ROAE/ROAA at 13.0%/3.2% post ₹2,000 Cr equity infusion.

**2. Strategic Initiatives & Growth Drivers:**

Targets AUM of ₹50,000 Cr by FY28 & >₹100,000 Cr by FY33 (25-30% CAGR). Aims for 16-18% ROAE and 4.0-4.5% ROAA by FY28. Strategy includes product customization, geographic expansion, AI/data analytics for efficiency, and diversified funding.

**3. Business Developments:**

Co-lending AUM grew to ₹4,680.4 Cr. Insurance partnerships generated ₹47.2 Cr in premiums. Car Loan originations up 19% YoY by value. Network expanded by 27 branches, totaling 1,138.

**4. Market Position & Competitive Advantage:**

Retail-focused, 100% secured lender addressing credit gaps in MSME, Gold, & Housing. Differentiated by rural reach & specialized underwriting. Strong governance (6/7 independent directors). Brand building via #TarrakiKeHaath campaign.

**5. Investor Implications:**

Strong financial performance & strategic expansion, supported by robust capital, signal positive growth potential. Ambitious AUM/profitability targets provide clear roadmap; execution is key.