Manba Finance Limited — Results, 04-08-2025: Integrated Filing- Financial

Manba Finance has announced a board meeting where it approved its financial results for the quarter ended June 30, 2025.

1) Revenue Performance: Total revenue surged to ₹67.00 Cr, a strong 36.71% YoY growth. The company operates in a single financing business segment.

2) Profitability and EPS: Net profit skyrocketed by 88.22% YoY to ₹9.75 Cr. EPS stands at ₹1.94. Net profit margin significantly expanded to 17.65% from 13.33% last year, driven by robust top-line growth.

3) Operational Costs: Employee benefits expenses grew slower than revenue, signaling improved efficiency. Finance costs also grew at a lower pace than revenue, indicating effective capital management. However, impairment on financial instruments saw a notable increase.

4) Key Metrics: Asset quality improved with Gross Stage 3 assets slightly down to 3.84% and Net Stage 3 assets to 2.95%. Capital Adequacy Ratio (CRAR) strengthened to 28.21%, and Liquidity Coverage Ratio impressively jumped to 13.61.

5) Balance Sheet Health: The Debt-Equity Ratio improved to 2.90 from 3.76, reflecting a healthier balance sheet. Total debt to total assets also declined. The company maintains full asset cover for its Non-Convertible Debentures (NCDs).

7) Final Takeaway: Strong quarterly performance across revenue, profitability, and key financial health indicators. This signals positive momentum for Manba Finance.