Bank of India's Q1 FY26 results show improved financial health. Net profit rose 32% to Rs 2,252 Cr, driven by a 66% surge in non-interest income. Asset quality improved significantly, with Gross NPA at 2.92% and Net NPA at 0.75%. Management is targeting FY26 global advances growth of 12-13% and forecasts net NPA/credit cost at 0.70%. Global Net Interest Margin (NIM) has bottomed out at 2.55%, with an outlook for 2.50-2.60% for FY26, expecting an uplift from Q3 as deposit repricing occurs. The bank maintains a confident stance on growth and profitability through digital initiatives and high-yielding RAM advances.