PTC India Financial Services Limited — Investor Meet, 05-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

PTC India Financial Services (PFS) reported Q1 FY26 PAT of INR 137 Cr, with annualized RoA at 9.77%. Gross Stage 3 assets significantly reduced to 10.22% from 15%, driven by major resolutions like NSL (INR 125 Cr recovered) and Vento (INR 115 Cr). Q1 disbursements were INR 138 Cr, all to private sector. PFS targets INR 4,000 Cr for FY26, with Q2 expected to hit INR 1,000-1,200 Cr. Management strengthened leadership, focused on granular lending (~INR 35 Cr average ticket size), and improved turnaround times. Liquidity is robust at INR 1,500 Cr. Confident of 7-9% QoQ AUM growth.