City Union Bank Limited — Investor Meet, 05-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

City Union Bank Q1FY26 Call: Strong quarter with PAT crossing ₹300 Cr for the first time, up 16% YoY to ₹306 Cr. Advances grew 16%, deposits 20%. Asset quality significantly improved, with Gross NPA down to 2.99% and Net NPA to 1.2%. Management expects NIM to hold at ~3.5% for FY26. Growth momentum is strong, driven by secured MSME and new retail segments like home loans and LAP. The bank sees no current major asset quality concerns, despite broader industry discussions. Outlook is positive on growth, profitability, and asset quality.