PB Fintech Limited — Investor Meet, 07-08-2025: Analysts/Institutional Investor Meet/Con. Call Updates

PB Fintech reported strong Q1 FY26 performance with total insurance premium growing 36% YoY to ₹6,616 Cr and consolidated operating revenue up 33% to ₹1,348 Cr. Consolidated PAT reached ₹85 Cr, reflecting a 6% margin. Health insurance was a standout, growing 65% YoY. Management's focus remains on growth and "market creation," targeting ₹1 Lakh Cr premium by 2030, even if it means deferring higher short-term profits. Paisabazaar is strategically shifting to secured credit, and introducing savings products like mutual funds. The UAE business is now profitable. Despite current stress, management expects healthy credit business growth from Q3, expressing confidence in their long-term vision.